Side-by-side comparison
Topstep vs Goat Funded Trader
Rules, drawdown model, fees, and trading conditions compared side by side. Data verified from official sources.
Topstep vs Goat Funded Trader: Full Comparison
| Rule |  |  |
|---|---|---|
| Drawdown | Tick-by-tick Trailing drawdown on CME futures accounts. | Static 4% max daily loss, 6% max overall loss. Fee is 100% refundable on first funded payout. |
| Consistency rule | Yes Best single day must stay ≤50% of the profit target (XFA Consistency Path: 40%). Checked for payouts and advancement. | Yes Funded accounts only: no single day may exceed 15% of total profit (20% on Instant Pro). Not applied during the challenge. |
| News trading | Yes Allowed in all phases; only bars entering a full max-size position into scheduled major news. | Varies Allowed in both phases, but profit made within 5 min of high-impact news is capped at 1%. |
| Weekend holding | No Futures day-trading only — positions auto-flatten daily (~3:10 PM CT); no overnight or weekend holds. | Yes Allowed in all phases; funded accounts apply a weekend-gap profit adjustment. |
| EAs / bots | Varies Automation via the TopstepX API only; bans VPS/VPN/remote servers, HFT and SIM-fill-exploit algos. | Varies Bans HFT, Gold-arbitrage EAs, martingale, hedging, latency exploits and third-party/off-the-shelf EAs. |
| Daily loss limit | - | 4% |
| Overall loss limit | - | 6% |
| Profit split | up to 90% Futures-only. No crypto instruments available. | up to 100% 100% split available. Scales to $2M max allocation. |
| Fee refund | No Subscription-based pricing, not one-time fee. | Yes 100% challenge fee refunded on first funded payout. |
| Platforms | NinjaTrader, TradingView, Quantower | MT4, MT5, TradeLocker, cTrader |
| Assets | Futures, Indices | Crypto, FX, Stocks, ETFs, Indices |
| Account sizes | $50K, $100K, $150K | $5K, $10K, $25K, $50K, $100K, $200K, $400K |
| Payout methods | - | - |
Last verified: 2026-03-20 (Topstep), 2026-05-08 (Goat Funded Trader). Always verify current terms on each firm's official site before purchasing.
Also consider·VelotradeMulti-asset prop trading,
one account for all markets.
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