Side-by-side comparison
FundedNext vs Topstep
Rules, drawdown model, fees, and trading conditions compared side by side. Data verified from official sources.
FundedNext vs Topstep: Full Comparison
| Rule |  |  |
|---|---|---|
| Drawdown | Varies Varies by model: the flagship Stellar 2-Step uses a 10% static (balance-based) max loss; other models (Express, Futures) differ. Limits shown are Stellar 2-Step. | Tick-by-tick Trailing drawdown on CME futures accounts. |
| Consistency rule | Varies | Yes Best single day must stay ≤50% of the profit target (XFA Consistency Path: 40%). Checked for payouts and advancement. |
| News trading | Yes Unrestricted in the challenge; funded accounts keep only 40% of profit made within 5 min of high-impact news. | Yes Allowed in all phases; only bars entering a full max-size position into scheduled major news. |
| Weekend holding | Varies Allowed on most FX/CFD accounts; not on FundedNext Futures. | No Futures day-trading only — positions auto-flatten daily (~3:10 PM CT); no overnight or weekend holds. |
| EAs / bots | Varies EAs on MT4/MT5 only; bans challenge-passing bots and identical/copied strategies. | Varies Automation via the TopstepX API only; bans VPS/VPN/remote servers, HFT and SIM-fill-exploit algos. |
| Daily loss limit | 5% | - |
| Overall loss limit | 10% | - |
| Profit split | up to 95% Headline 95% figure. Actual split structure varies by model - verify. | up to 90% Futures-only. No crypto instruments available. |
| Fee refund | Yes Stellar 2-Step: 120% fee refund on first payout, plus 15% profit share earned during the challenge. | No Subscription-based pricing, not one-time fee. |
| Platforms | MT4, MT5, cTrader, Match-Trader | NinjaTrader, TradingView, Quantower |
| Assets | Crypto, FX, Indices, Metals, Stocks | Futures, Indices |
| Account sizes | $5K, $10K, $25K, $50K, $100K, $200K | $50K, $100K, $150K |
| Payout methods | - | - |
Last verified: 2026-03-30 (FundedNext), 2026-03-20 (Topstep). Always verify current terms on each firm's official site before purchasing.
Also consider·VelotradeMulti-asset prop trading,
one account for all markets.
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