Side-by-side comparison
Topstep vs FundingPips
Rules, drawdown model, fees, and trading conditions compared side by side. Data verified from official sources.
Topstep vs FundingPips: Full Comparison
| Rule | | |
|---|---|---|
| Drawdown | EOD trailing EOD trailing max loss: the limit trails up on the end-of-day closing balance, not on intraday unrealised peaks. CME futures accounts. | Varies Varies by plan: the 1-Step and 2-Step (Standard/Pro) use a static max loss fixed from the starting balance; only the Zero model uses a trailing drawdown… Full detailVaries by plan: the 1-Step and 2-Step (Standard/Pro) use a static max loss fixed from the starting balance; only the Zero model uses a trailing drawdown until 5% profit is locked. |
| Consistency rule | Varies | Varies |
| Risk per trade cap | Capped Scaling Plan caps max contracts by account balance (e.g. $50K = 5 minis / 50 micros); buying power scales with end-of-day balance. | Varies Older Master accounts kept a 3% (under $50K) / 2% cap. Zero keeps a 1% max open risk. Full detailRemoved for new accounts (site advertises 'No Risk Per Trade Idea', Sep 2026; the help article now requires login). Older Master accounts kept a 3% (under $50K) / 2% cap. Zero keeps a 1% max open risk. |
| News trading | Yes Allowed in all phases; only bars entering a full max-size position into scheduled major news. | Varies Holding through news is OK, but intentional news trading is banned (termination); funded ±5 min profits are voided. |
| Weekend holding | No Futures day-trading only, positions auto-flatten daily (~3:10 PM CT); no overnight or weekend holds. | Varies Allowed in evaluation; funded Master accounts need the 10% Swing add-on to hold overnight or over the weekend. |
| EAs / bots | Varies Automation permitted via the TopstepX/ProjectX API; no firm-published statement that the API is the ONLY route. Full detailAutomation permitted via the TopstepX/ProjectX API; no firm-published statement that the API is the ONLY route. Bans VPS/VPN/remote servers outright (all activity must originate from the trader's own device), plus HFT and SIM-fill-exploit algos. | Varies EAs only as a trade/risk tool; bans HFT, latency/reverse/long-short arbitrage, tick scalping, copy and gap trading. |
| Daily loss limit | - | 4% |
| Overall loss limit | - | 8% |
| Profit split | up to 90% 90/10 on Express Funded Accounts (100% of the first $10K for traders who joined before Jan 12 2026). Full detail90/10 on Express Funded Accounts (100% of the first $10K for traders who joined before Jan 12 2026). Live Funded: up to 100% daily after 30 winning days. Crypto only via CME Micro Bitcoin/Ether futures. | up to 100% Split scales with payout frequency: 60% weekly, 80% bi-weekly, 90% on-demand (needs 35% consistency), 100% monthly or Hot Seat. |
| Fee refund | No Subscription-based pricing, not one-time fee. | Verify Full detailNot stated on the current trading-objectives page; verify per model. |
| Platforms | TopstepX | MT5, cTrader, TradeLocker |
| Assets | Futures, Indices | Crypto, FX, Indices, Metals, Commodities |
| Account sizes | $50K, $100K, $150K | $5K, $10K, $25K, $50K, $100K, $200K, $300K |
| Payout methods | - | Crypto, Bank wire |
Last verified: 2026-09-29 (Topstep), 2026-09-29 (FundingPips). Always verify current terms on each firm's official site before purchasing.
Also consider·VelotradeMulti-asset prop trading,
one account for all markets.
Multi-asset · Hong Kong · Est. 2016
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