Side-by-side comparison
Topstep vs FunderPro
Rules, drawdown model, fees, and trading conditions compared side by side. Data verified from official sources.
Topstep vs FunderPro: Full Comparison
| Rule | | |
|---|---|---|
| Drawdown | EOD trailing EOD trailing max loss: the limit trails up on the end-of-day closing balance, not on intraday unrealised peaks. CME futures accounts. | Static Balance-based drawdown. 3–5% daily loss (varies by plan), 6–10% overall. Classic plan has no consistency rule. |
| Consistency rule | Varies | Varies |
| Risk per trade cap | Capped Scaling Plan caps max contracts by account balance (e.g. $50K = 5 minis / 50 micros); buying power scales with end-of-day balance. | Capped Max 2% risk per single trade; funded accounts are additionally capped at roughly 20% margin usage per asset class. |
| News trading | Yes Allowed in all phases; only bars entering a full max-size position into scheduled major news. | Varies Allowed in challenges; funded accounts need the paid Swing add-on, otherwise no trades within 2 min of news. |
| Weekend holding | No Futures day-trading only, positions auto-flatten daily (~3:10 PM CT); no overnight or weekend holds. | Varies Only with the paid Swing add-on; otherwise all positions must close by Friday 16:30 EST. |
| EAs / bots | Varies Automation permitted via the TopstepX/ProjectX API; no firm-published statement that the API is the ONLY route. Full detailAutomation permitted via the TopstepX/ProjectX API; no firm-published statement that the API is the ONLY route. Bans VPS/VPN/remote servers outright (all activity must originate from the trader's own device), plus HFT and SIM-fill-exploit algos. | Varies Bans HFT, latency/hedge/scalping arbitrage, gap exploitation and cross-account copy (13.10). Full detailThird-party EAs permitted only where the trader owns the source code (terms 13.11). Bans HFT, latency/hedge/scalping arbitrage, gap exploitation and cross-account copy (13.10). |
| Daily loss limit | - | 5% |
| Overall loss limit | - | 10% |
| Profit split | up to 90% 90/10 on Express Funded Accounts (100% of the first $10K for traders who joined before Jan 12 2026). Full detail90/10 on Express Funded Accounts (100% of the first $10K for traders who joined before Jan 12 2026). Live Funded: up to 100% daily after 30 winning days. Crypto only via CME Micro Bitcoin/Ether futures. | 60–90% Classic and One Phase: 80%, 90% with a checkout add-on. Pro: 60% on daily rewards or 90% on weekly rewards. |
| Fee refund | No Subscription-based pricing, not one-time fee. | Varies Classic & One-Phase: full fee credited on your first reward. Pro challenges: not refunded. |
| Platforms | TopstepX | MT5, cTrader, TradeLocker |
| Assets | Futures, Indices | Crypto, FX, Indices, Metals, Stocks, Commodities |
| Account sizes | $50K, $100K, $150K | $5K, $10K, $25K, $50K, $100K, $200K |
| Payout methods | - | - |
Last verified: 2026-09-29 (Topstep), 2026-09-29 (FunderPro). Always verify current terms on each firm's official site before purchasing.
Also consider·VelotradeMulti-asset prop trading,
one account for all markets.
Multi-asset · Hong Kong · Est. 2016
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