Side-by-side comparison
BrightFunded vs Topstep
Rules, drawdown model, fees, and trading conditions compared side by side. Data verified from official sources.
BrightFunded vs Topstep: Full Comparison
| Rule |  |  |
|---|---|---|
| Drawdown | EOD trailing EOD trailing on all accounts. Floor only moves at market close. | Tick-by-tick Trailing drawdown on CME futures accounts. |
| Consistency rule | None Edge | Yes Best single day must stay ≤50% of the profit target (XFA Consistency Path: 40%). Checked for payouts and advancement. |
| News trading | Varies Unrestricted in the challenge; funded accounts ban trading 5 min before/after high-impact news. | Yes Allowed in all phases; only bars entering a full max-size position into scheduled major news. |
| Weekend holding | Yes Allowed on all accounts; weekend gap losses still count toward drawdown. | No Futures day-trading only — positions auto-flatten daily (~3:10 PM CT); no overnight or weekend holds. |
| EAs / bots | Varies Bans HFT, latency arbitrage, tick scalping, grid, gap/news bots and cross-account copy/hedging; 60s min hold. | Varies Automation via the TopstepX API only; bans VPS/VPN/remote servers, HFT and SIM-fill-exploit algos. |
| Daily loss limit | 5% | - |
| Overall loss limit | 10% | - |
| Profit split | 80% base, 90% add-on Base is 80%. Upgrading to 90% split costs +20% on the challenge fee at checkout. | up to 90% Futures-only. No crypto instruments available. |
| Fee refund | Yes Full challenge fee refunded on first funded account payout. | No Subscription-based pricing, not one-time fee. |
| Platforms | MT5, cTrader, DXtrade | NinjaTrader, TradingView, Quantower |
| Assets | Crypto, FX, Indices, Commodities | Futures, Indices |
| Account sizes | $5K, $10K, $25K, $50K, $100K, $200K, $400K | $50K, $100K, $150K |
| Payout methods | - | - |
Last verified: 2026-04-07 (BrightFunded), 2026-03-20 (Topstep). Always verify current terms on each firm's official site before purchasing.
Also consider·VelotradeMulti-asset prop trading,
one account for all markets.
Multi-asset · Hong Kong · Est. 2025
Continue reading
Keep comparing
BrightFunded