Side-by-side comparison
FTMO vs FundingPips
Rules, drawdown model, fees, and trading conditions compared side by side. Data verified from official sources.
FTMO vs FundingPips: Full Comparison
| Rule | | |
|---|---|---|
| Drawdown | Varies Varies by program: the 2-Step (Standard) uses a static 10% max loss fixed from the initial balance; the 1-Step uses a daily-recalculated trailing max loss. Full detailVaries by program: the 2-Step (Standard) uses a static 10% max loss fixed from the initial balance; the 1-Step uses a daily-recalculated trailing max loss. Not tick-by-tick on unrealised intraday peaks. | Varies Varies by plan: the 1-Step and 2-Step (Standard/Pro) use a static max loss fixed from the starting balance; only the Zero model uses a trailing drawdown… Full detailVaries by plan: the 1-Step and 2-Step (Standard/Pro) use a static max loss fixed from the starting balance; only the Zero model uses a trailing drawdown until 5% profit is locked. |
| Consistency rule | Yes Best Day Rule: the best day must not exceed 50% of Positive Days' Profit (closed P/L from profitable days only). Full detailBest Day Rule: the best day must not exceed 50% of Positive Days' Profit (closed P/L from profitable days only). Breaching it is NOT a fail; the trader keeps trading to dilute the ratio. Two caveats: the FAQ says there are 'no additional consistency requirements' while T&C 7.6.9 reserves the right to impose 'temporary or permanent consistency measures' at FTMO's discretion; and FTMO Futures uses a different rule, 40% of TOTAL profit. | Varies |
| Risk per trade cap | No cap Trading objectives list no max lot, max position, or max-risk-per-trade rule; only the 5% daily and 10% max loss constrain sizing. | Varies Older Master accounts kept a 3% (under $50K) / 2% cap. Zero keeps a 1% max open risk. Full detailRemoved for new accounts (site advertises 'No Risk Per Trade Idea', Sep 2026; the help article now requires login). Older Master accounts kept a 3% (under $50K) / 2% cap. Zero keeps a 1% max open risk. |
| News trading | Varies Normal accounts ban trades 2 min before/after restricted news; Swing accounts are exempt. | Varies Holding through news is OK, but intentional news trading is banned (termination); funded ±5 min profits are voided. |
| Weekend holding | Varies Allowed on Swing accounts; Normal accounts must close before the weekend. | Varies Allowed in evaluation; funded Master accounts need the 10% Swing add-on to hold overnight or over the weekend. |
| EAs / bots | Varies EAs allowed but bans gap/news bots, arbitrage and opposite-position hedging. Full detailEAs allowed but bans gap/news bots, arbitrage and opposite-position hedging. Hyperactivity clause is conditional: >2,000 server requests/day by an EA that causes server overload. | Varies EAs only as a trade/risk tool; bans HFT, latency/reverse/long-short arbitrage, tick scalping, copy and gap trading. |
| Daily loss limit | 5% | 4% |
| Overall loss limit | 10% | 8% |
| Profit split | up to 90% 1-Step: 90%. 2-Step: 80%, rising to 90% via the Scaling Plan. | up to 100% Split scales with payout frequency: 60% weekly, 80% bi-weekly, 90% on-demand (needs 35% consistency), 100% monthly or Hot Seat. |
| Fee refund | Varies 2-Step fee refunded 100% with the first reward; 1-Step fee not refunded. | Verify Full detailNot stated on the current trading-objectives page; verify per model. |
| Platforms | MT4, MT5, cTrader | MT5, cTrader, TradeLocker |
| Assets | FX, Crypto, Indices, Commodities, Stocks | Crypto, FX, Indices, Metals, Commodities |
| Account sizes | $10K, $25K, $50K, $100K, $200K | $5K, $10K, $25K, $50K, $100K, $200K, $300K |
| Payout methods | Bank wire, Crypto, Skrill, Wise | Crypto, Bank wire |
Last verified: 2026-09-29 (FTMO), 2026-09-29 (FundingPips). Always verify current terms on each firm's official site before purchasing.
Also consider·VelotradeMulti-asset prop trading,
one account for all markets.
Multi-asset · Hong Kong · Est. 2016
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