MyFundedFutures, often shortened to MFFU, is one of the most highly rated futures prop firms in 2026, known for frequent payouts, no daily loss limits, and an unusually wide plan lineup. The flip side of that flexibility is complexity: five different plans, each with its own drawdown, split, and payout schedule. This review breaks down what MyFundedFutures actually offers, how its plans differ, and who each one suits.
Quick answer: MyFundedFutures is a US futures prop firm with single-phase evaluations from $25,000 to $150,000 and five current plans (Core, Rapid, Pro, Flex, Builder). Profit targets are around 6%, there are no daily loss limits on any plan, and splits run 80/20 to 90/10 with frequent payouts. The main thing to get right is choosing the plan whose drawdown model and payout schedule match how you trade, they are not the same across plans.
Highlights of this article
- MyFundedFutures (MFFU) is a US futures firm launched in 2023 and one of the highest-rated prop firms in 2026
- It runs single-phase evaluations from $25,000 to $150,000 with profit targets of roughly 6%
- There are five current plans, Core, Rapid, Pro, Flex, and Builder, each with a different drawdown, split, and payout schedule
- No plan has a daily loss limit, and payouts are frequent (as often as every 5 winning days or every 48 hours on Builder)
- The drawdown model varies by plan (end-of-day trailing, intraday trailing, or fixed), so the plan you pick matters more than the account size
What Is MyFundedFutures
MyFundedFutures is a US-based proprietary trading firm launched in 2023 that funds futures traders on CME contracts. It built a strong reputation quickly on consistent, fast payouts and a clear rule set, and it is regularly rated among the top futures prop firms by independent review sites. Like other firms in this segment, it is futures-only, with no crypto, forex, or stock offering.
The Five Plans, Compared
The biggest difference between MyFundedFutures and a simpler firm is that its rules depend entirely on the plan you buy. As of 2026 the five active plans are:
| Plan | Account sizes | Split | Drawdown | Payouts |
|---|---|---|---|---|
| Core | $50,000 | 80/20 | 3% end-of-day trailing | Every 5 winning days |
| Rapid | $50,000 to $150,000 | 90/10 | 4% intraday trailing (locks at start once in profit) | Every 5 winning days |
| Pro | $50,000 to $150,000 | 80/20 | 3% end-of-day trailing | Every 14 days (bi-weekly) |
| Flex | $25,000 to $50,000 | 80/20 | 4% end-of-day fixed | Varies |
| Builder | $50,000 | 80/20 | $1,500 or $2,000 max loss | Every 48 hours (capped per cycle) |
Legacy plans such as Starter and Expert were phased out during 2025, so older reviews describing them are out of date. Confirm the current plan terms on the firm's site before buying, as prop firms revise these frequently.
Rules, Targets, and Drawdown
Profit targets are roughly 6% of the account: about $1,500 on a $25,000 plan, $3,000 on $50,000, $6,000 on $100,000, and $9,000 on $150,000. The standout rule is what is absent: none of the five current plans has a daily loss limit, so a single rough session cannot end your account as long as you stay above the overall drawdown.
The drawdown itself is where plans diverge. Core and Pro use a 3% end-of-day trailing drawdown, recalculated only at market close, which is the most forgiving model. Rapid uses a 4% intraday trailing drawdown that locks at your starting balance once you are in profit, a reasonable middle ground. Flex uses a 4% end-of-day fixed drawdown. Builder uses a simple fixed max-loss set at checkout. Understanding end-of-day versus tick-by-tick trailing drawdown is the key to picking the right plan here.
Pricing and Profit Targets by Plan
Pricing is a monthly evaluation fee that scales with account size, and MyFundedFutures runs frequent promotions, so the figures below are approximate and move often. Profit targets sit at roughly 6% of the account across all plans. Treat this as a snapshot and confirm current pricing on myfundedfutures.com before buying.
| Plan (sizes) | Evaluation price | Profit target | Drawdown | Key limit |
|---|---|---|---|---|
| Core ($50k) | from about $65 to $80/mo | ~$3,000 (6%) | 3% end-of-day trailing (~$1,500) | No daily loss limit; ~$250 min payout |
| Rapid ($50k to $150k) | from about $110 to $130/mo at $50k | ~$3,000 to $9,000 (6%) | 4% intraday trailing | 90/10 split; per-cycle payout cap |
| Pro ($50k to $150k) | around $220/mo at $50k | ~$3,000 to $9,000 (6%) | 3% end-of-day trailing | Bi-weekly payouts; $100k sim cap |
| Flex ($25k to $50k) | from about $49/mo at $25k | ~$1,500 to $3,000 (6%) | 4% end-of-day fixed ($1,000 to $2,000) | 50% of net profit per withdrawal |
| Builder ($50k) | two tiers set at checkout | ~$3,000 (6%) | $1,500 or $2,000 fixed max loss | 48-hour payouts; ~$2,000 per-cycle cap |
Prices and promotions change frequently, and profit targets are the more stable number to plan around: roughly 6% of whatever account size you pick.
Profit Splits and Payouts
Splits run 90/10 on Rapid and 80/20 on Core, Pro, Flex, and Builder. Payout frequency is a genuine strength: Core and Rapid pay every 5 winning trading days, Pro pays bi-weekly, and Builder pays every 48 hours during its sim-funded stage (capped per cycle). Combined with no daily loss limits, this makes MyFundedFutures one of the more trader-friendly futures firms on payout mechanics, provided you match your plan to your trading style.
MyFundedFutures pros and cons
Weighed against other futures firms, MyFundedFutures leans on payout mechanics and flexibility, and the cost is complexity.
Pros
- No daily loss limit on any plan, so a single rough session cannot end an account that stays above the overall drawdown
- Frequent, well-documented payouts, with a public running total of more than $120 million across 55,000-plus payouts by mid-2026
- A wide plan menu that lets traders match the drawdown model and payout cadence to how they trade
- Single-phase evaluations with low, roughly 6% profit targets and short minimum trading days
- Strong independent reputation, rated Excellent on Trustpilot, with no history of a mass payout controversy
- Activation fees removed across plans, so the monthly evaluation fee is the main cost
Cons
- Five plans with different drawdowns, splits, and payout rules make it harder to choose well
- Futures-only on CME contracts, with no crypto, forex, indices, or stock markets
- Trading is bound to CME session hours, so there is no true 24/7 or weekend trading
- Some plans carry a consistency rule on the evaluation or sim-funded stage that caps a single day's share of profit
- Trailing drawdown on several plans can move against a profitable account intraday or at day close
- Pricing shifts often with promotions, which makes like-for-like comparison harder
Is MyFundedFutures legit or a scam?
MyFundedFutures is a legitimate, established futures prop firm, not a scam. Launched in September 2023, it holds an Excellent rating on Trustpilot, around 4.9 out of 5 across roughly 18,000 or more reviews (the count keeps climbing, so treat it as a snapshot). The firm publishes a running payout total, more than $120 million across 55,000-plus payouts by mid-2026, and it has not been hit by the kind of mass payout controversy that has damaged some competitors.
The recurring praise is consistent: fast, reliable withdrawals, often processed within minutes, and clear rules. The recurring complaint is the flip side of any firm that runs a risk desk. A minority of traders report accounts flagged for prohibited activity such as coordinated or mirrored trading, with communication during those reviews described as slow or unclear. As with any prop firm, read the rules for the plan you buy and confirm current terms on myfundedfutures.com.
Who MyFundedFutures Suits
MyFundedFutures suits CME futures traders who want frequent payouts, no daily loss limit, and the flexibility to pick a plan (fast payouts on Rapid, forgiving end-of-day drawdown on Core or Pro, simple fixed loss on Builder). The trade-off is that you have to understand five plans to choose well, and it is futures-only. It is a weaker fit for traders who want crypto or forex, need to hold overnight or over weekends, or prefer one simple rule set over a menu of plans.
The Alternative: One Rule Set, 24/7 Multi-Asset
If plan-picking is the part that feels like homework, a crypto-native firm takes the opposite approach. Velotrade funds crypto, forex, stocks, indices, and commodities under a single rule set: one static maximum drawdown fixed from your starting balance that never trails, in the evaluation or when funded, with no consistency rule on funded accounts and no daily-versus-plan variation to decode. Markets run 24/7 rather than on CME session hours, and news trading and weekend holding are allowed.
It is not a like-for-like swap: MyFundedFutures is for CME futures, while Velotrade is for 24/7 crypto and multi-asset trading. But if you want one predictable drawdown instead of a plan menu, it is worth comparing. See the head-to-head MyFundedFutures vs Velotrade comparison, the best prop firms for futures traders, and top prop firms in 2026, and check your odds of passing first with the challenge pass calculator.
How many losing trades before you breach?
See your drawdown floor, daily loss budget, and losing trade capacity for any account size - before you place a single trade.
Frequently Asked Questions
About the author
Vittorio De Angelis
Executive Chairman
Former equity-derivatives trader at JP Morgan, Dresdner Kleinwort and Bank of America in London. Later Head of Brokerage at a global broker in Hong Kong.
View author page
