MyFundedFutures vs Velotrade: Which Prop Firm Wins in 2026?

MyFundedFutures and Velotrade are both well-regarded prop firms, but they fund different traders in different markets. MyFundedFutures, often shortened to MFFU, is a US futures firm that funds CME contracts on session hours, with a wide menu of five plans and a genuine strength that most rivals lack: several of its plans have no daily loss limit at all. Velotrade is crypto-native and multi-asset, trading 24/7 under a single uniform rule set built on one static drawdown fixed from your starting balance.

The choice between them is really a choice of markets and structure. If you trade CME futures on US session hours and like the freedom of a plan with no daily loss cap, MFFU is built for you. If you trade crypto or want 24/7 multi-asset access under one predictable rule set, Velotrade is the closer fit. This comparison puts them side by side so you can decide.

Quick answer: MyFundedFutures is a US CME futures firm with five plans (Core, Rapid, Pro, Flex, Builder), roughly 6% profit targets, no daily loss limit on any current plan, and a drawdown model that changes by plan (end-of-day trailing, intraday trailing, or fixed). Velotrade is a crypto-first multi-asset firm that trades 24/7 under one uniform static drawdown fixed from your starting balance, with no consistency rule and no maximum risk per trade. Neither is strictly better; MFFU wins for futures traders who want plan flexibility, Velotrade wins for 24/7 crypto traders who want one simple rule set.

Quick Comparison: MyFundedFutures vs Velotrade

Markets and Hours: CME Futures vs 24/7 Crypto

This is the first fork in the road. MyFundedFutures funds CME futures contracts only, with no crypto, forex, indices, or stock markets. Trading is bound to CME session hours, so there is no true 24/7 or weekend trading. For a dedicated futures trader, that focus is a feature, not a limitation: MFFU is built end to end for the instruments and hours you already trade.

Velotrade takes the opposite approach. It is crypto-native and multi-asset, funding crypto, forex, stocks, indices, and commodities under one rule set, and the market runs 24/7 including weekends. News trading and weekend holding are allowed. If your edge lives in crypto or you want the flexibility to hold through the weekend when the market never closes, Velotrade matches how you trade in a way a session-bound futures firm cannot.

Neither approach is better in the abstract. It comes down to which markets you actually trade. For the wider futures field, see the best prop firm for futures.

Drawdown and Daily Loss: Plan-Dependent vs One Static Rule

Both firms handle risk well, but in very different ways, and MFFU deserves real credit here. None of MyFundedFutures' five current plans has a daily loss limit, so a single rough session cannot end your account as long as you stay above the overall drawdown. That is a genuinely trader-friendly feature and one of the firm's strongest selling points. The catch is that the drawdown model itself changes by plan: Core and Pro use a 3% end-of-day trailing drawdown, Rapid uses a 4% intraday trailing drawdown that locks at your starting balance once you are in profit, Flex uses a 4% end-of-day fixed drawdown, and Builder uses a fixed max loss set at checkout. The plan you pick matters more than the account size, and a trailing model can still move against a profitable account.

Velotrade keeps it uniform. It uses one static maximum drawdown fixed from your starting balance that never trails, in the evaluation or when funded. There is no plan-by-plan variation to decode, no consistency rule, and no maximum risk per trade. You get a single predictable floor and full discretion over position sizing. To understand why the calculation method matters as much as the percentage, see static maximum drawdown explained.

So the honest read is this: MFFU gives you the freedom of no daily loss limit but asks you to learn which drawdown model your chosen plan uses, while Velotrade gives you one static floor that behaves the same everywhere. Both are fair; they suit different preferences.

Plans: Five Options vs One Rule Set

MyFundedFutures offers five plans, Core, Rapid, Pro, Flex, and Builder, each with its own drawdown, split, and payout schedule. That range is powerful once you know what you want: fast payouts on Rapid, a forgiving end-of-day drawdown on Core or Pro, a simple fixed max loss on Builder. The trade-off is that you have to understand five plans to choose well, and legacy plans such as Starter and Expert were phased out during 2025, so older reviews can mislead.

Velotrade runs one rule set with 1-step and 2-step challenges. There is no menu to decode: the static drawdown, the absence of a consistency rule, and the profit split apply the same way across the board. If plan-picking feels like homework, that simplicity is the appeal. If you value being able to tune your rules to a specific style, MFFU's menu is the advantage.

For the full MFFU plan breakdown, see the MyFundedFutures review. Before you commit to either firm, model your odds with the challenge pass calculator.

Profit Split and Payouts

Both firms are strong on payouts. MyFundedFutures runs a 90/10 split on Rapid and 80/20 on Core, Pro, Flex, and Builder, with frequent payouts: Core and Rapid pay every 5 winning trading days, Pro pays bi-weekly, and Builder pays every 48 hours during its sim-funded stage with a per-cycle cap. Combined with no daily loss limits, that makes MFFU one of the more trader-friendly futures firms on payout mechanics.

Velotrade applies up to 90% from your first payout with no tier to climb, and its payouts are frequent as well. On headline split, both firms reach the 90% mark, MFFU on its Rapid plan and Velotrade from day one across its single rule set. The practical difference is structure: at MFFU your split and cadence depend on which plan you bought, while at Velotrade the top-tier split applies from the start with no plan to optimise.

Fees and Resets

MyFundedFutures charges a monthly evaluation fee that scales with account size, and it runs frequent promotions, so headline pricing moves often. Activation fees have been removed across plans, so the monthly evaluation fee is the main cost. It generally lets you reset a failed evaluation for a fee rather than rebuying the plan, with reset costs and any refund terms varying by plan. Treat any specific figure as a snapshot and confirm current pricing on myfundedfutures.com before buying.

Velotrade charges a one-time challenge fee per account rather than a recurring monthly evaluation, and the fee is not refunded on passing. That difference is worth weighing: MFFU's monthly model can add up if an evaluation runs long, while Velotrade's one-time fee is fixed regardless of how long you take to pass. Both firms revise pricing and promotions frequently, so verify the current terms directly.

Platforms

MyFundedFutures runs on established futures platforms such as NinjaTrader and Tradovate, the standard tooling for CME futures traders, so you can keep a familiar setup. Velotrade runs on DXtrade. Neither is inherently better; the right choice is the platform that fits the markets you trade. A futures trader will feel at home on MFFU's platform lineup, while a crypto and multi-asset trader gets a single consistent interface on DXtrade.

Track Record and Background

MyFundedFutures is the more established name in this comparison. Launched in September 2023, it holds an Excellent rating on Trustpilot, around 4.9 out of 5 across roughly 18,000 or more reviews, and publishes a running payout total of more than $120 million across 55,000-plus payouts by mid-2026. It has not been hit by the kind of mass payout controversy that has damaged some competitors. In a category where trust is scarce, that record is a real point in its favour, even though the firm is still relatively young.

Velotrade launched its crypto prop product in 2026, so it has less accumulated payout history than MFFU. Its counterpoint is a documented institutional team background and a rule set built specifically for 24/7 crypto and multi-asset trading. Where MFFU leads on operating history and public payout proof, Velotrade leads on crypto-native rules and a simpler structure. Both are legitimate; they are just at different stages.

What Each Firm Suits Best

Choose Velotrade if:

• You trade crypto or want 24/7 multi-asset access including weekends
• You want one uniform static drawdown fixed from your starting balance that never trails
• You want no consistency rule and no maximum risk per trade
• You prefer one simple rule set over a menu of plans, and you are comfortable on DXtrade

Choose MyFundedFutures if:

• You trade CME futures on US session hours
• You value having no daily loss limit on your account
• You want to pick a plan that matches your style (fast payouts, forgiving drawdown, or fixed max loss)
• You want a longer public payout record and an Excellent Trustpilot reputation

Which Prop Firm Is Better?

Neither is strictly better; they serve different traders. MyFundedFutures is the stronger choice for CME futures traders who want session-hours trading, no daily loss limit, and the flexibility to pick a plan whose drawdown and payout cadence match how they trade, backed by a strong public payout record. Velotrade is the stronger choice for crypto and multi-asset traders who want 24/7 markets under one uniform static drawdown, with no consistency rule and no maximum risk per trade.

Decide on markets first. If you trade futures, MFFU is built for you and its no-daily-limit plans are a genuine advantage. If you trade crypto or want always-on multi-asset access under one predictable rule set, Velotrade fits the way you trade. Verify the current terms directly before purchasing either. For the wider market, see top prop firms in 2026.

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