Forex Compounding Calculator
See how a balance grows when a steady return is reinvested every day, week or month. Add a monthly deposit or withdrawal, then compare the result with the same return earned without compounding. It is a planning tool, not a forecast. No trading return is guaranteed.
Applied at the end of each month.
This shows the maths of a steady return. Real results vary from period to period and can be negative. No return is guaranteed.
On a Velotrade funded account the balance resets to its starting value after each payout, so gains are paid out rather than compounded. The same 2% per month on a fixed $10,000 would be $2,400 of profit, of which you keep 80% ($1,920), or 90% with the paid add-on. The max drawdown is static, so steady small gains matter more than a high rate.
One-time fee · Static drawdown · No time limit
Balance over time
Month by month
| Month | Gain | Balance |
|---|---|---|
| 1 | $200.00 | $10,200.00 |
| 2 | $204.00 | $10,404.00 |
| 3 | $208.08 | $10,612.08 |
| 4 | $212.24 | $10,824.32 |
| 5 | $216.49 | $11,040.81 |
| 6 | $220.82 | $11,261.62 |
| 7 | $225.23 | $11,486.86 |
| 8 | $229.74 | $11,716.59 |
| 9 | $234.33 | $11,950.93 |
| 10 | $239.02 | $12,189.94 |
| 11 | $243.80 | $12,433.74 |
| 12 | $248.67 | $12,682.42 |
How to use this calculator
Set the starting balance
Enter the amount you start with. Tap a preset to match a common account size.
Enter a return and a period
Type the average return per period and choose day, week or month. Negative returns work too, and are worth testing.
Add deposits or withdrawals
Optional. A monthly amount is spread evenly, so $1,000 a month is about $47.62 per trading day or $230.77 per week.
What these numbers mean
The compounding formula, with examples
Here r is the return per period as a decimal and n is the number of periods. Each period the gain is added to the balance, so the next gain is worked out on a larger amount. With a deposit or withdrawal, each period is the previous balance × (1 + r), plus the deposit or minus the withdrawal. The calculator counts 252 trading days, 52 weeks or 12 months in a year.
$10,000 at 2% a month for 12 months
- The first month gains $200. After 12 months the balance is $12,682.42, a gain of $2,682.42.
- Earning 2% on the original $10,000 only would give $12,400, so compounding adds $282.42 in a year.
- The gap widens with time. After 24 months it is $16,084.37 against $14,800.
Why 1% a day is not a realistic plan
- Compounded over 252 trading days, 1% a day turns $10,000 into about $122,740, more than 12 times the start.
- Few traders hold anything close to that pace, and the position sizes needed to try would break most loss limits first.
- Even 0.1% a day, which ends the year near $12,864, is a demanding pace to keep up.
Withdrawing the gain every month
- $10,000 at 2% a month with a $200 monthly withdrawal stays at exactly $10,000, because each gain leaves the account.
- Over 24 months that is $4,800 taken out, against $6,084.37 of growth if the gains had stayed in.
- A funded account works this way. After a payout the balance resets to its starting value, so profits are paid out rather than compounded.
Every Velotrade plan uses a static max drawdown and a daily loss limit of 3% to 5%, so the limits, not the compounding rate, set how fast an account can safely grow. See your exact limits in the drawdown calculator, and how long a challenge fee takes to pay back in the ROI calculator.
Keep reading
View all articles
Frequently asked questions
Common questions about compounding, realistic returns and how compounding fits a funded account.
Ready to trade with
$200,000 capital?
Up to 90% profit split
Keep most of what you earn
No consistency rule
News trading allowed
Payouts within 24 hours
Of your request