Finance

Improving Financial Forecasting in BusinessFinancial forecasting is an essential component of business strategy. In fact, improving accuracy by just one per cent leads to significant gains, according to the Institute of Business Forecasting and Planning (IBF). IBF’s...

How to Manage Financial Risk in Your Business|Managing financial risk is a basic necessity for running any business. Risk management helps optimise earnings and mitigates financial and reputational damage. Also, it ensures the smooth execution of day-to-day...

What is Purchase Order Financing?Purchase order financing is when businesses seek capital to procure materials from suppliers on purchase orders issued by buyers. The facility allows businesses to pay suppliers before invoicing buyers. Many SMEs are not able to fulfil...

Investor Onboarding Process|Velotrade focuses on the importance of a smooth investing experience for liquidity providers. It all starts with a Secure, Digital, and Streamlined Onboarding Process. Navigate this article: Ensure your Peace of mind; Our proprietary...

Seller Onboarding Process|Seller’s onboarding is simple, all-online and free. In this article, we will walk you through the onboarding process and explain the required documents for a successful application. Navigate this article: Regulated Digital PlatformVelotrade...

8 Tips on Fighting Late Payment|Poor cash flow can kill a business, even a profitable one. To prevent their demise, SMEs need to identify the ‘leaks’ that drain their cash reserves. One of these is late payments. SMEs and new businesses are especially vulnerable, as...

How to Improve Cash Flow|It is common for businesses to experience cash flow issues, but implementing the right solution at the right time can make or break a business. While revenue and profits signal strong financial performance, cash flow drives growth. For a...

How to Prepare a Financing Application For Your Business|Worrying about adequate funding can easily lead to sleepless nights for any manager of a small or medium size enterprise (SME). Fluctuating order levels, variable overheads and the need to purchase materials in...

What is Working Capital Financing? Working Capital Financing is when a business borrows money to cover day-to-day operations and payroll rather than purchasing equipment or investment. Working capital financing is common for businesses with an inconsistent cash flow....

What is Trade Finance?|Trade Finance facilitates domestic and international trade transactions by providing capital for import and export activities. Corporates and SMEs can access a wide range of financial products to support their growing business needs. The...

ESG Driven VelotradeVelotrade’s Sustainable Digital Trade Finance platform offers financing services to exporters globally, matching investors willing to advance funds to this alternative asset class. Velotrade matches the growing expectations of clients, investors,...

What is an Escrow Account? Escrow is used when funds are held by an impartial, respectable and jointly-appointed third party. The escrow agent will transfer the funds only once the counterparts agree on the satisfactory quality of the product. The set-up of an escrow...

What is Invoice Discounting?Invoice discounting is a process in which a business sells an invoice to a financing company to access cash tied in unpaid invoices. Discounting invoices allows businesses to get future cash flow discounted at today’s value. This is a type...

High Profile Defaults in the World of Trade FinanceOne of the most successful alternative trade finance companies has filed for insolvency and is facing possible bankruptcy. The company grew rapidly and dazzled many established professionals. With a flamboyant CEO,...

The GameStop Stock Saga The ongoing GameStop stock trading saga has caused chaos on Wall Street – but it has also positively highlighted how open financial markets are becoming today. When hedge funds bet against the GameStop share price, they didn’t bargain on day...

2021 Investment OutlookCentral banks first introduced low interest rates following the 2008 global financial crisis. They have remained in place due to stubbornly weak economic growth and low inflation. As base rates have moved closer to zero, the likelihood of...

What is the Iceberg Illusion in Financial Markets? Usage: The Iceberg Illusion is a deception in which only a small perceptible part of a much larger problem is visible (the tip of the Iceberg); the remaining 90% of the iceberg lies hidden under water as an ongoing...

Cash Flow Discipline for Surviving COVID-19|Covid-19 pandemic is a black swan event that is likely to surpass the 2007-8 financial crisis; starting with factory closures in China, the level of global supply chain activity has fallen off steeply. New trade barriers...

The Perils of Investing in a Fully-Valued Market As we begin the New Year of the Rat, one prediction is easy to make: investors are unlikely to match the double digit returns of the last 12 months, when virtually all major asset classes – including equities, bonds,...

What is the Value of Trade Credit Insurance?|Trade volumes have grown exponentially in recent decades, and while globalisation has brought greater profitability to Asian manufacturers, it has also created much more intensive competition for new business orders and...