Finance

What is an Invoice?|An invoice is a time-sensitive document issued by the seller to the buyer as a formal request for payment.  As buyers and sellers often agree to trade on credit, an invoice usually specifies the credit terms of the deal. It is a highly important...

What is a Purchase Order?|A purchase order (PO) is an official document issued by a buyer detailing the goods or materials to be purchased by the seller. It's a green light for the seller to provide the agreed goods or services at the specified prices.   For...

Most Common Cash Flow Problems|Cash flow problems can kill even the most profitable of businesses. Multinational and Small-Medium sized companies alike struggle to maintain a healthy cash flow. Therefore, identifying the causes is essential for sustainable growth....

What is Cash Flow?|Cash flow is the net amount of cash or cash equivalent moved in and out of a business over a specific period. Cash equivalents include short-term securities that mature within 90 days or less. Monitoring and reviewing cash flow helps businesses in...

What is a Cash Flow Statement?A cash flow statement (also known as the statement of cash flows) is a financial statement that records all cash generated and spent during a given period. This helps in determining how much cash a business has available on hand. When...

Cash Conversion Cycle The Cash Conversion Cycle (CCC) indicates how fast a company turns produced goods or services into money. This covers the entire journey from production and the supply of goods to sales and payment. As always, sufficient cash on hand is vital to...

Cash Flow Management For Businesses|Cash is one of the most significant and highly liquid assets of a business, and its proper management is hence crucial for the success of any business. Company chiefs, financial managers, and accounting teams must have a strong...

What is Negative Cash Flow?In simple words, negative cash flow is when there is more cash leaving than entering a business. This is common with new businesses that have high start-up costs and take time to generate cash inflows that exceed investments. Understand all...

What Is Receivables Financing?|Receivables financing is when a business transforms its outstanding accounts receivables (AR) into cash via a financing facility using the receivables as collateral. These receivables are invoices issued to customers, but the payment has...

Asset Finance and Asset-Based Lending[dpdw_post_data data_type="modified_date" text_before="Last update: " _builder_version="4.19.5" _module_preset="default" content_text_font="IBM Sans Regular||||||||" content_text_text_align="center"...

Export and Import FinanceOverseas trading is usually a long and complicated process due to all the logistics involved. Importers and exporters face several costs and risks: from tariffs and taxes to currency fluctuations, non-payment, and non-shipment risks. Import...

7 Cash Saving Strategies for Businesses|Any business operation follows a cyclical pattern for its ventures. Services and products will progress from their initial stages to growth, on to maturity, and finally, decline. This entails the need to continually evolve and...

What is Supply Chain Financing?|Supply chain finance (SCF) is essential to supply chain management. It connects buyers & suppliers with a financing institution to lower financing costs, improve cash flow efficiency, and reduce risks. Highlights of this article:...

What is eCommerce Financing?eCommerce financing is a funding solution that provides business loans to web-based merchants (eShops). eCommerce lending helps online sellers grow, cover marketing expenses and increase sales. Here is all you need to know to get started or...

ESG Investing is the Way Forward Growing awareness of ESG across organisations has increased investment in ESG assets. Positive brand reputation and better long-term financial returns are critical drivers of this shift. Investors are now trying to mitigate risks by...

Sustainable Growth with ESG|As the world faces an array of problems due to human’s excessive consumption habits, our society is increasingly shifting towards sustainable growth. Growing concerns for environmental issues have caused companies to initiate activities...

The Emergence of Sustainable Trade Finance|ESG is the analysis of the ethical impact and sustainability of a venture, while sustainable financing refers to the implementation of this analysis into an investment strategy. Sustainable finance weights sustainability...

What Is Invoice Factoring?|Invoice factoring is a financing process in which a business sells its unpaid invoices to a financial lender, called a factoring company. (The applicant) transfers the invoice ownership to the factoring house in exchange for cash, calculated...

What is Invoice Financing?Invoice financing is a short-term borrowing method where businesses sell invoices to unlock cash tied in receivables. The facility eliminates the 30-120 days waiting period for businesses to receive payment from customers. Funds become...

6 Financing Options for Your Business|These days, Small to Medium Enterprises (SMEs) must contend with rising geopolitical tensions and increased competition from both local and foreign players. The effects of the trade war between the US and China, along with...